AI help with Big purchase decisions
True cost, timeline, comparison criteria. Part of Money — Cashflow, debt, saving, earning more.
Start free — standard plans for every area, alwaysWhy this is hard
A blank page asks you to choose the content, structure and tone at the same time. A draft can separate those choices. Start with the audience, the piece you need and one real example. You can then check the wording without having to invent the whole structure first.
For big purchase decisions, start by describing the part that is awkward in your own words. A broad goal can contain several different tasks. Choose the one you want to draft now, then add the obstacle and the time you can spend. You do not need a complete story to begin.
You can skip a question that does not fit. An unanswered detail should stay unknown. If you want a different tone, choose Plain English or change your own description before using the draft. The structure comes from the topic; the facts should come from you.
What you'll get
Cost model
True total cost
Timeline
Timeline to afford it
Decision matrix
Comparison criteria
Checklist
Due-diligence questions
What good looks like
Read each draft aloud if that helps. Check that it says what you mean, uses only facts you supplied and leaves out claims you cannot support. A polished sentence is not necessarily the right sentence. Change anything that does not sound like you before copying it elsewhere.
For “True total cost”, the cost model gives you a piece to read and adapt. Check it against your answers, mark anything that needs a fact you have not supplied and decide whether it is the next piece you actually need. Keep only what fits your situation.
For “Timeline to afford it”, the timeline gives you a piece to read and adapt. Check it against your answers, mark anything that needs a fact you have not supplied and decide whether it is the next piece you actually need. Keep only what fits your situation.
For “Comparison criteria”, the decision matrix gives you a piece to read and adapt. Check it against your answers, mark anything that needs a fact you have not supplied and decide whether it is the next piece you actually need. Keep only what fits your situation.
For “Due-diligence questions”, the checklist gives you a piece to read and adapt. Check it against your answers, mark anything that needs a fact you have not supplied and decide whether it is the next piece you actually need. Keep only what fits your situation.
Example artifact
Example · fictional person · Cost model
True total cost
You get a one-page brief on true total cost: the situation, your options and a recommended next step. Because time is the pinch, the cost model is built to be used in short sittings: AI drafts true total cost first, and you spend your minutes correcting rather than starting from blank. Because you also named not sure where to start, it starts with one clear question. Plan to have a first version in place this month and review it once.
Situation: your goal is "Make steady progress without it taking over my week"; what gets in the way: not enough time and not sure where to start; about 60 minutes a week. Options: (a) start small with true total cost this month; (b) get outside help first; (c) wait and review in a month. Recommendation: option (a) — one 20-minute session, then decide.
This example uses made-up answers (goal: steady progress; obstacles: time and knowing where to start). Yours is built from your own answers.
What we'll ask you
- What is the purchase, and when?
- Have you compared options?
- What would make it a mistake?
Questions
What should I tell it before asking for a draft?
Give the purpose, intended audience, tone and one example from your own situation. You can skip details you do not want to share. The standard plan uses the answers available; a missing answer is not permission to invent facts.
Can I change the wording?
Yes. Treat the text as a draft, not a final decision. Read it, correct the details and keep the parts that fit. You can choose Plain English and supply a different example when the first wording does not reflect what you meant.
Do I need a card or every answer?
No card is needed for the standard plan. Every area is available, and you can skip questions. Begin with the piece you want to work on rather than sharing information simply to fill a box. Voice options depend on your browser.